Straight Pipe and Septic Repair
Straight piping is the illegal practice
of wastewater from homes being piped directly to a creek,
stream or onto the land without treatment. This introduces
disease-causing organisms to streams, creating a public
health and environmental threat, burdening water treatment
plants and hurting recreation and tourism.
Land-of-Sky Regional Council Program
Description
To be eligible for the Land-of-Sky
Regional Council Straight Pipe Elimination and Sewer Line
Repair Program:
● Property must be owner
occupied.
● Household income must be
at or below 115% of HUD MSA Income Limits. (Copy of Income
Limits is attached to Program Guidelines).
●
Maximum Forgivable Deferred Loan amount is $4,000 per
household. (Household income between 80% to 115% MSA)
●
Maximum grant $4,000 per household. (Household income at or
below 80% MSA)
A Deferred Forgivable Loan is forgiven at the end of 5 years
after the completion of work.
A Deferred
Forgivable Loan is proportionally forgiven over an
applicable term of recapture. If the home is sold or the
recipient no longer occupies the home such as going into a
nursing home or death during the recapture term, then the
remaining portion of the loan must be recaptured or repaid.
Deferred Forgivable Loan Recapture
Schedule (If Property is sold or recipient no longer
occupies home)
Year 1 20%
forgiven 80% recaptured
Year 2 40% forgiven 60% recaptured
Year 3 60% forgiven 40% recaptured
Year 4 80% forgiven 20% recaptured
Year 5 100% forgiven
Key Participants:
LOSRC Staff, N.C. Dept. of Environment
and Natural Resource’s Wastewater Discharge Elimination
Program, N.C. Rural Communities Assistance Project, United
States Department of Agriculture, the Appalachian Regional
Commission, the N.C. Dept. of Commerce, Division of
Community Assistance, N.C. Clean Water Management Trust
Fund, and the Western North Carolina Housing Partnership.
Contact: Land-of-Sky Regional Council
Tel: (828) 251-6622 or e-mail:john@landofsky.org
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